Professional Liability
As professional & financial risks evolve, so should your insurance coverage. With access to specialized carriers, sophisticated product & coverage knowledge, combined with excellent service, IPA will find the right coverages to fit your clients' needs.
Professional Liability /
Errors & Omissions
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Up to $10,000,000 in limits
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Broad definition of professional services (includes technology services, use of drones, and pro bono)
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Blanket Waiver of Subrogation
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Blanket Additional Insured for acts arising out of the Named Insured's services
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Media & Advertising, Crisis Management, and Pre-Claims Assistance coverage options available
Target Classes
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Architects
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Civil Engineers
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Fire Suppression Contractors
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Mechanical Engineers
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Electrical Engineers
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Other Construction Design Professionals
Submission Requirements
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ACORD Application
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5 years currently valued loss runs dated within past 90 dats and details of any claims incurred
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Resume of owners for businesses in operation less than 5 years
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Completed Supplemental Application
Cyber Liability
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Up to $5,000,000 in limits
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Deductibles as low as $1,000
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Business Interruption, Data Recovery, Extortion/Ransomware, and Bricking included
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Admitted & Non-Admitted options available
Target Classes
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Numerous classes available including, but not limited to, construction contractors, retail, finance & insurance, and manufacturing
Ineligible Classes
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Cannabis
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Online gambling
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Adult content
Submission Requirements
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5 years currently valued loss runs dated within past 90 days and details of any claims incurred
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Completed Supplemental Application
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Instant Cyber quotes from multiple carriers online by clicking here
Minimum Premium
Territory Covered
Why IPA?
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$1,000
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All states
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Carrier "A" Rated by A.M. Best
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Years of experience & product knowledge in these lines of coverage
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Access to web-based application systems for faster processing & quoting