Terms and Conditions
Effective Date: May 18,2026
​
Welcome to Insurance Protection Advisors. By accessing or using this website, you agree to the following Terms and Conditions. Please read them carefully before using our website.
​
Website Use
This website is intended to provide general information about insurance products, services, and solutions offered through Insurance Protection Advisors.
By using this website, you agree to:
-
Use the website only for lawful purposes
-
Provide accurate information when submitting forms or requests
-
Not misuse, disrupt, or attempt to gain unauthorized access to the website or its systems
-
Not copy, reproduce, or distribute website content without written permission
We reserve the right to restrict or terminate access to the website for users who violate these Terms and Conditions.
​
No Guarantee of Coverage or Eligibility
Information provided on this website is for informational purposes only and does not constitute a binding insurance agreement, policy approval, quote guarantee, or coverage commitment.
Coverage availability, pricing, eligibility, and policy terms are subject to underwriting guidelines, carrier approval, and applicable laws and regulations.
​
Third-Party Providers and Links
Insurance Protection Advisors may work with third-party insurance carriers, providers, technology partners, or external websites.
We are not responsible for:
-
The content or policies of third-party websites
-
Carrier underwriting decisions
-
External links or services outside our control
-
Delays, interruptions, or errors caused by third-party systems
Users access third-party resources at their own discretion.
​
Intellectual Property
All website content, including but not limited to:
-
Logos
-
Branding
-
Graphics
-
Text
-
Layouts
-
Website design
-
Images
-
Marketing materials
are the property of Insurance Protection Advisors unless otherwise stated and may not be copied or used without permission.
​
Disclaimer
Insurance Protection Advisors makes reasonable efforts to keep website information accurate and current; however, we do not guarantee that all information is complete, accurate, or up to date at all times.
Website content is provided “as is” without warranties of any kind, either express or implied.
​
Limitation of Liability
To the fullest extent permitted by law, Insurance Protection Advisors shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:
-
Website use
-
Inability to access the website
-
Reliance on website content
-
Technical interruptions or errors
-
Third-party services or websites
​
Privacy
Your use of this website is also subject to our Privacy Policy.
​
Changes to These Terms
Insurance Protection Advisors reserves the right to update or modify these Terms and Conditions at any time without prior notice. Continued use of the website following updates constitutes acceptance of those changes.
​
Contact Information
If you have questions regarding these Terms and Conditions, please contact:
Insurance Protection Advisors
sfabors@insprotectadvisors.com
(214) 697-7635
